Once the transaction is approved, you get a notification on your phone. The option to pay with the service generally pops up on your phone's screen when you wave the device over a credit card terminal at a store, but you can access the feature through the digital wallet app as well.Īfter that, you just verify your identity using FaceID, the phone's fingerprint scanner, or-if you're wearing a mask and facial recognition fails-by entering your passcode. IPhones default to Apple Pay and Android devices use Google Pay or Samsung Pay. Moments later, the card is approved and you're good to go. To start, you simply add your credit and debit card information to the digital wallet app on your phone. They're widely accepted by walk-in stores and e-commerce platforms. While you can use these services to send money to a friend, they function more like credit cards than the peer-to-peer payment services Venmo and Zelle. Interested in giving no-contact payments a try? Here's what you need to know. According to recent figures from Javelin, which tracks payment card usage, only 15 percent of consumers made a purchase using a mobile wallet app in the past 30 days. And I'm hoping to receive an RFID credit card very soon.įor many people, though, options like those are still a novel idea. I'm also using a handful of apps released by retailers to make no-contact payments. My baby is headed to first grade and I'm using Apple Pay and Google Pay (depending on the phone) more than ever. As someone who has written about digital security for many years, I also found the extra protections built into the service comforting.įast forward a little. But I always seemed to have easy access to the smartphone wedged in the front pocket of the baby carrier.īeing able to just click and pay made shopping a lot easier-for me and the people in line behind me. Trips to the grocery store usually involved an infant snuggled in a baby carrier while my kindergartener clung to one of my hands.ĭigging out my wallet involved an act of contortion or a mining expedition, depending on what bag I was carrying. I was on maternity leave with my second child. I jumped on the Apple Pay bandwagon when it first launched in 2014.

Can android use apple pay